Dental Insurance vs. Dental Plans

Trying to understand dental insurance can be enough to put a frown on your face. So, let’s turn that frown upside down with a little help from The Smile Generation.

What’s the difference between dental insurance vs. a dental savings plan?

Dental Insurance

Dental insurance is designed to a pay a portion of the costs associated with dental care. Most dental insurance covers 100% of preventive care, such as annual or semi-annual office visits for cleaning, X-rays and sealants. There is typically a maximum annual benefit and most dental insurance does not cover cosmetic dentistry.

Dental Savings Plan

With a dental savings plan, you pay an annual fee in exchange for access to significantly reduced rates. There is typically no annual maximum, no problem with preexisting conditions, no monthly premiums and no significant waiting period before you can take advantage of the plan.


How The Smile Generation Can Help

You may already know The Smile Generation connects you with trusted, local dentists around the country. But you might not know that The Smile Generation offers two ways to help you pay for your dental care.

The My-Smile Dental Plan™ is a low-cost way to get discounts on both routine dental care and specialty services. It has no deductibles, no annual maximum, and incudes specialty procedures and cosmetic services.

Additionally, Smile Generation Financial helps you get the financing you need with great rates and minimum monthly payments. Plus, you can use your Smile Generation Financial Card in conjunction with your dental insurance or on its own.


Smile Generation-trusted dental practices hire fulltime benefits coordinators who can talk with you about My Smile Dental Plan, Smile Generation Financial, what your insurance covers and more. Just ask at your next appointment and get the smile you deserve at a price you can afford!

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